{"id":38631,"date":"2022-04-22T06:30:00","date_gmt":"2022-04-22T06:30:00","guid":{"rendered":"https:\/\/chicagodesavanja.us\/amerikanci-sada-cekaju-da-dobiju-povracaj-poreza\/"},"modified":"2022-04-22T06:30:00","modified_gmt":"2022-04-22T06:30:00","slug":"amerikanci-sada-cekaju-da-dobiju-povracaj-poreza","status":"publish","type":"post","link":"https:\/\/chicagodesavanja.us\/en\/vesti\/amerikanci-sada-cekaju-da-dobiju-povracaj-poreza\/","title":{"rendered":"Tax refund: These are the smartest ways to use your money"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Following the April 18 tax-filing deadline for 2021, Americans are now waiting to receive their tax refunds, which averaged $3,175 this year, $360 more than last year. This amount is a great help to the family budget, although not everyone uses this money for the same purposes. While some think about saving, others prefer to go on vacation or spend it on something they have wanted for a long time.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This tax refund represents an opportunity to achieve one of many financial goals, but it is crucial to decide how to invest this money. Therefore, here are a few options on how to make the most of your tax refund.<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-rich is-provider-twitter wp-block-embed-twitter\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"twitter-tweet\" data-width=\"500\" data-dnt=\"true\"><p lang=\"en\" dir=\"ltr\">Tax returns and 2021 IRA contributions are both due today! <a href=\"https:\/\/x.com\/hashtag\/Taxday2022?src=hash&amp;ref_src=twsrc%5Etfw\">#Taxday2022<\/a> <a href=\"https:\/\/x.com\/hashtag\/Taxes?src=hash&amp;ref_src=twsrc%5Etfw\">#Taxes<\/a> <a href=\"https:\/\/x.com\/hashtag\/Taxrefund?src=hash&amp;ref_src=twsrc%5Etfw\">#Tax refund<\/a> <a href=\"https:\/\/t.co\/oHpzrDoCJg\">pic.twitter.com\/oHpzrDoCJg<\/a><\/p>\u2014 ICG next (@icgnext) <a href=\"https:\/\/x.com\/icgnext\/status\/1516046386353119246?ref_src=twsrc%5Etfw\">April 18, 2022<\/a><\/blockquote><script async src=\"https:\/\/platform.x.com\/widgets.js\" charset=\"utf-8\"><\/script>\n<\/div><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Retirement planning<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Chances are you are most likely not saving enough for your eventual retirement, so if you are, it is worth allocating your funds to your retirement account, either a partial or full amount, so that this money will grow, thanks to compound interest.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Build an emergency savings fund<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Financial experts recommend having enough money saved in your account to be financially stable for three to six months, especially if you own your own business or lose your job. Using your tax refund to build an emergency financial cushion can help you maintain your finances during difficult times.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Investing your money<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Whether you invest part or all of your tax refund, it can give you a boost in planning for the future or allow you to take the next big step.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Save for your child's college<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Regardless of your child's age, using your tax refund for a 529 plan or another college savings account is always a great idea.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Home repairs or debt repayment<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Your tax refund can be used to pay credit card bills, pay for car repairs or home improvements, or even start saving for a new house or apartment.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:10px\">SOURCE: <a href=\"https:\/\/www.marca.com\/en\/lifestyle\/us-news\/2022\/04\/21\/6261b315268e3e2f348b456f.html\" target=\"_blank\" rel=\"noreferrer noopener\">BRAND <\/a>| PHOTO: MARCA<\/p>","protected":false},"excerpt":{"rendered":"<p>Nakon isteka roka za podno\u0161enje poreza za 2021. godinu 18. aprila, Amerikanci sada \u010dekaju da dobiju povra\u0107aj poreza, koji je ove godine u proseku iznosio 3.175 dolara, 360 dolara vi\u0161e nego pro\u0161le godine. Ovakav iznos je velika pomo\u0107 za privredu porodice, iako ovaj novac ne koriste svi u iste svrhe. Dok jedni razmi\u0161ljaju o u\u0161tedi, [&hellip;]<\/p>\n","protected":false},"author":5118,"featured_media":0,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"wpai_generated_summary":"","footnotes":""},"categories":[368,369],"tags":[538,54788,2902,54789,568,3199,22778,18984,24754],"class_list":["post-38631","post","type-post","status-publish","format-standard","hentry","category-vesti-amerika","category-vesti","tag-amerika","tag-investiranje","tag-novac","tag-novac-povracaj-novca","tag-sad","tag-saveti","tag-stednja","tag-ulaganje","tag-usteda"],"_links":{"self":[{"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/posts\/38631","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/users\/5118"}],"replies":[{"embeddable":true,"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/comments?post=38631"}],"version-history":[{"count":0,"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/posts\/38631\/revisions"}],"wp:attachment":[{"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/media?parent=38631"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/categories?post=38631"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/tags?post=38631"}],"curies":[{"name":"WP","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}