{"id":26156,"date":"2024-09-09T05:28:18","date_gmt":"2024-09-09T05:28:18","guid":{"rendered":"https:\/\/chicagodesavanja.us\/trump-tvrdi-da-ce-resiti-problem-pristupacnosti-stanovanja\/"},"modified":"2024-09-09T05:28:18","modified_gmt":"2024-09-09T05:28:18","slug":"trump-tvrdi-da-ce-resiti-problem-pristupacnosti-stanovanja","status":"publish","type":"post","link":"https:\/\/chicagodesavanja.us\/en\/vesti\/trump-tvrdi-da-ce-resiti-problem-pristupacnosti-stanovanja\/","title":{"rendered":"Trump promises mortgage ban for undocumented immigrants"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Biv\u0161i predsednik Donald Trump planira da zabrani izdavanje hipoteka imigrantima bez dokumenata, izjavio je u govoru odr\u017eanom u Economic Club of New York.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Trump tvrdi da \u0107e ova mera pomo\u0107i u re\u0161avanju problema pristupa\u010dnog stanovanja, jer, prema njegovim re\u010dima, \u201epoplava\u201c ljudi koji ilegalno ulaze u zemlju pove\u0107ava tro\u0161kove stanovanja. Me\u0111utim, imigranti bez dokumenata \u010dine samo mali deo tr\u017ei\u0161ta hipoteka.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Prema nedavnom izve\u0161taju Urban Institute-a, u 2023. godini izdato je samo izme\u0111u 5.000 i 6.000 hipoteka osobama sa Individual Tax Identification brojevima (ITIN). Oni koji nemaju zakonsko pravo da rade u SAD dobijaju ITIN kako bi pla\u0107ali porez, jer nemaju pravo na Social Security broj. Ve\u0107ina ITIN-ova izdata je ljudima iz latinoameri\u010dkih zemalja.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Prema podacima kompanije Equifax, u 2023. godini izdato je oko 4,3 miliona prvih hipoteka.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Iako USA Patriot Act iz 2021. godine omogu\u0107ava bankama da prihvataju ITIN kao oblik identifikacije, imigrantima bez dokumenata je i dalje veoma te\u0161ko da dobiju stambene kredite.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201eMali, ali rastu\u0107i broj kreditora nudi hipotekarne proizvode ITIN korisnicima, \u010desto uz vi\u0161e kamatne stope i stro\u017ee uslove kreditiranja, uprkos \u010dinjenici da nema dokaza da ovaj tip kreditiranja predstavlja dodatni rizik za finansijski sistem stanovanja,\u201c navodi se u izve\u0161taju Urban Institute-a.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Trump je tako\u0111e najavio planove da u\u010dini stanovanje pristupa\u010dnijim uklanjanjem regulativa koje pove\u0107avaju tro\u0161kove i otvaranjem federalnih zemlji\u0161ta za izgradnju velikih stambenih kompleksa u zonama sa niskim porezima i regulativama.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:10px\">SOURCE: <a href=\"https:\/\/edition.cnn.com\/2024\/09\/06\/business\/undocumented-immigrants-trump-mortgage-ban\/index.html\" target=\"_blank\" rel=\"noopener\">CNN <\/a>PHOTO: YOUTUBE SCREENSHOT<\/p>","protected":false},"excerpt":{"rendered":"<p>Biv\u0161i predsednik Donald Trump planira da zabrani izdavanje hipoteka imigrantima bez dokumenata, izjavio je u govoru odr\u017eanom u Economic Club of New York. Trump tvrdi da \u0107e ova mera pomo\u0107i u re\u0161avanju problema pristupa\u010dnog stanovanja, jer, prema njegovim re\u010dima, \u201epoplava\u201c ljudi koji ilegalno ulaze u zemlju pove\u0107ava tro\u0161kove stanovanja. Me\u0111utim, imigranti bez dokumenata \u010dine samo [&hellip;]<\/p>\n","protected":false},"author":5118,"featured_media":16427,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"wpai_generated_summary":"","footnotes":""},"categories":[368,369],"tags":[538,404,23384,40215,40216,40217,36389,37636,33249,15900],"class_list":["post-26156","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-vesti-amerika","category-vesti","tag-amerika","tag-donald-trump","tag-hipoteke","tag-imigranti-bez-dokumenata","tag-individual-tax-identification-broj","tag-itin","tag-izbori-u-americi-2024","tag-predsednicki-izbori-amerika-2024","tag-pristupacnost","tag-stanovanje"],"_links":{"self":[{"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/posts\/26156","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/users\/5118"}],"replies":[{"embeddable":true,"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/comments?post=26156"}],"version-history":[{"count":0,"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/posts\/26156\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/media\/16427"}],"wp:attachment":[{"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/media?parent=26156"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/categories?post=26156"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/tags?post=26156"}],"curies":[{"name":"WP","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}