{"id":25552,"date":"2024-11-14T05:18:00","date_gmt":"2024-11-14T05:18:00","guid":{"rendered":"https:\/\/chicagodesavanja.us\/kupovina-kuce-u-americi-zahteva-godisnju-zaradu-108-000\/"},"modified":"2024-11-14T05:18:00","modified_gmt":"2024-11-14T05:18:00","slug":"kupovina-kuce-u-americi-zahteva-godisnju-zaradu-108-000","status":"publish","type":"post","link":"https:\/\/chicagodesavanja.us\/en\/vesti\/kupovina-kuce-u-americi-zahteva-godisnju-zaradu-108-000\/","title":{"rendered":"To buy a house in America, you need $108,000 a year."},"content":{"rendered":"<p class=\"wp-block-paragraph\">Kupovina ku\u0107e u ve\u0107ini ameri\u010dkih gradova sada zahteva \u0161estocifreni godi\u0161nji prihod. Prema novom izve\u0161taju kompanije Oxford Economics, prose\u010dno doma\u0107instvo mora zara\u0111ivati $107.700 godi\u0161nje da bi moglo sebi priu\u0161titi novu porodi\u010dnu ku\u0107u, uz pla\u0107anje poreza na imovinu i tro\u0161kove osiguranja. Za pore\u0111enje, 2019. godine za kupovinu nove ku\u0107e bio je potreban godi\u0161nji prihod od $56.800.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ovaj izve\u0161taj isti\u010de koliko je postalo te\u0161ko da Amerikanci priu\u0161te kupovinu novog doma. Samo 36% doma\u0107instava u SAD danas zara\u0111uje dovoljno za ovu investiciju, u pore\u0111enju sa 59% u tre\u0107em kvartalu 2019. godine.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ekonomski uslovi u zemlji znatno su se promenili poslednjih pet godina. Pandemija 2020. godine uzrokovala je promene u tr\u017ei\u0161tu nekretnina, jer su se mnogi Amerikanci selili u potrazi za prostranijim domovima. Nedostatak dostupnih ku\u0107a, uz pove\u0107anu potra\u017enju, stvorio je konkurenciju i doveo do rasta cena \u0161irom zemlje.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Cena nekretnina porasla je u svim ameri\u010dkim gradovima, ali geografska lokacija igra va\u017enu ulogu. Najskuplji grad u SAD je San Jose, Kalifornija, gde je prose\u010dna cena ku\u0107e dostigla $1,89 miliona u tre\u0107em kvartalu 2024. godine, a prose\u010dni godi\u0161nji prihod potreban za kupovinu iznosi $461.000. Najpovoljniji gradovi nalaze se u srednjem zapadu, uklju\u010duju\u0107i Cleveland, Louisville, Detroit i St. Louis, gde se prose\u010dni prihod potreban za pokrivanje tro\u0161kova stanovanja kre\u0107e izme\u0111u $64.600 i $75.300.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Oxford Economics defini\u0161e pristupa\u010dnost stambenog prostora na osnovu toga da li mese\u010dni tro\u0161kovi prema\u0161uju 28% prihoda doma\u0107instva. Gradovi poput Floride, Arizone i Ju\u017ene Karoline, gde se naseljava veliki broj penzionera, bele\u017ee najve\u0107e padove u pristupa\u010dnosti ku\u0107a u poslednjih pet godina.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Jedan od klju\u010dnih faktora krize u pristupa\u010dnosti nekretnina su rastu\u0107e kamatne stope. U poslednje dve godine, kamatne stope na hipotekarne kredite skoro su se udvostru\u010dile, sa 3,7% u tre\u0107em kvartalu 2019. godine na 7,3% u \u010detvrtom kvartalu 2023. godine, dodaju\u0107i zna\u010dajno na mese\u010dne rate mnogih Amerikanaca.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:10px\">SOURCE: <a href=\"https:\/\/edition.cnn.com\/2024\/11\/13\/economy\/home-buyer-salary-household-income\/index.html\" target=\"_blank\" rel=\"noopener\">CNN <\/a>PHOTO: PIXABAY<\/p>","protected":false},"excerpt":{"rendered":"<p>Kupovina ku\u0107e u ve\u0107ini ameri\u010dkih gradova sada zahteva \u0161estocifreni godi\u0161nji prihod. Prema novom izve\u0161taju kompanije Oxford Economics, prose\u010dno doma\u0107instvo mora zara\u0111ivati $107.700 godi\u0161nje da bi moglo sebi priu\u0161titi novu porodi\u010dnu ku\u0107u, uz pla\u0107anje poreza na imovinu i tro\u0161kove osiguranja. Za pore\u0111enje, 2019. godine za kupovinu nove ku\u0107e bio je potreban godi\u0161nji prihod od $56.800. Ovaj [&hellip;]<\/p>\n","protected":false},"author":5118,"featured_media":17687,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"wpai_generated_summary":"","footnotes":""},"categories":[368,369],"tags":[12454,538,38397,24974,2911,1126,38398,16220,18724],"class_list":["post-25552","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-vesti-amerika","category-vesti","tag-americki-gradovi","tag-amerika","tag-cene-nekretnina-u-americi","tag-hipotekarne-stope","tag-kamatne-stope","tag-oxford-economics","tag-pristupacnost-kuca","tag-srednji-zapad","tag-stambena-kriza"],"_links":{"self":[{"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/posts\/25552","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/users\/5118"}],"replies":[{"embeddable":true,"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/comments?post=25552"}],"version-history":[{"count":0,"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/posts\/25552\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/media\/17687"}],"wp:attachment":[{"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/media?parent=25552"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/categories?post=25552"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/tags?post=25552"}],"curies":[{"name":"WP","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}