{"id":22491,"date":"2025-08-26T04:33:00","date_gmt":"2025-08-26T04:33:00","guid":{"rendered":"https:\/\/chicagodesavanja.us\/ko-je-pravio-najvece-finansijske-greske-u-americi-u-2025\/"},"modified":"2025-08-26T04:33:00","modified_gmt":"2025-08-26T04:33:00","slug":"ko-je-pravio-najvece-finansijske-greske-u-americi-u-2025","status":"publish","type":"post","link":"https:\/\/chicagodesavanja.us\/en\/vesti\/ko-je-pravio-najvece-finansijske-greske-u-americi-u-2025\/","title":{"rendered":"Najve\u0107e finansijske gre\u0161ke Amerikanaca u 2025. \u2013 i kako ih ispraviti!"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Prema najnovijem istra\u017eivanju Bankrate, \u010dak 74% Amerikanaca priznaje da ima finansijskih \u017ealjenja u 2025. godini. Naj\u010de\u0161\u0107e gre\u0161ke uklju\u010duju nedovoljnu \u0161tednju za penziju, prevelike studentske dugove i kori\u0161\u0107enje kreditnih kartica preko mogu\u0107nosti.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Ko se najvi\u0161e kaje?<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Gen X (45\u201360 godina)<\/strong> \u2013 83% ima finansijske \u017ealjenja.<\/li>\n\n\n\n<li><strong>Millennials (29\u201344 godine)<\/strong> \u2013 76%.<\/li>\n\n\n\n<li><strong>Baby boomers (61\u201379 godina)<\/strong> \u2013 75%.<\/li>\n\n\n\n<li><strong>Gen Z (18\u201328 godina)<\/strong> \u2013 63%.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u0160ta bi im pomoglo da poprave situaciju?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">U\u010desnici istra\u017eivanja navode da bi im finansijsku stabilnost najvi\u0161e pobolj\u0161ali:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>jeftinije namirnice i gorivo (30%)<\/strong>,<\/li>\n\n\n\n<li><strong>bolje poslovne prilike (11%)<\/strong>,<\/li>\n\n\n\n<li><strong>ni\u017ee kirije (10%)<\/strong>,<\/li>\n\n\n\n<li><strong>rast vrednosti akcija (7%)<\/strong>.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Koliko rade na popravljanju svojih gre\u0161aka?<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>43%<\/strong> \u2013 nije napravilo nikakav napredak u poslednjih godinu dana,<\/li>\n\n\n\n<li><strong>42%<\/strong> \u2013 napravilo je odre\u0111eni napredak,<\/li>\n\n\n\n<li><strong>15%<\/strong> \u2013 ostvarilo zna\u010dajan napredak.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Saveti kako da izbegnete finansijska \u017ealjenja<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Stru\u010dnjaci iz Bankrate-a poru\u010duju:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Nikada nije kasno da po\u010dnete sa \u0161tednjom<\/strong> \u2013 koristite 401(k) planove i odvajajte makar malu sumu za hitne situacije.<\/li>\n\n\n\n<li><strong>Po\u010dnite malim koracima<\/strong> \u2013 napravite listu dugova, kamatnih stopa i minimalnih uplata, pa izaberite metodu otplate koja vam najvi\u0161e odgovara.<\/li>\n\n\n\n<li><strong>Koristite \u017ealjenja kao motivaciju<\/strong> \u2013 male i dosledne promene vremenom donose najve\u0107e rezultate.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:10px\">SOURCE: <a href=\"https:\/\/www.fox32chicago.com\/news\/americans-top-financial-regrets\" target=\"_blank\" rel=\"noopener\">FOX32CHICAGO<\/a> PHOTO: PIXABAY<\/p>","protected":false},"excerpt":{"rendered":"<p>Prema najnovijem istra\u017eivanju Bankrate, \u010dak 74% Amerikanaca priznaje da ima finansijskih \u017ealjenja u 2025. godini. Naj\u010de\u0161\u0107e gre\u0161ke uklju\u010duju nedovoljnu \u0161tednju za penziju, prevelike studentske dugove i kori\u0161\u0107enje kreditnih kartica preko mogu\u0107nosti. Ko se najvi\u0161e kaje? \u0160ta bi im pomoglo da poprave situaciju? U\u010desnici istra\u017eivanja navode da bi im finansijsku stabilnost najvi\u0161e pobolj\u0161ali: Koliko rade na [&hellip;]<\/p>\n","protected":false},"author":5118,"featured_media":15948,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"wpai_generated_summary":"","footnotes":""},"categories":[368,369],"tags":[538,498,23366,3778,23367,2423,17269,23368,23369,2429],"class_list":["post-22491","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-vesti-amerika","category-vesti","tag-amerika","tag-amerikanci","tag-bankrate-istrazivanje","tag-finansijska-stabilnost","tag-finansijska-zaljenja-2025","tag-finansijske-greske","tag-finansijski-saveti","tag-gen-x-millennials-baby-boomers-gen-z","tag-kreditne-kartice-dugovi","tag-stednja-za-penziju"],"_links":{"self":[{"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/posts\/22491","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/users\/5118"}],"replies":[{"embeddable":true,"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/comments?post=22491"}],"version-history":[{"count":0,"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/posts\/22491\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/media\/15948"}],"wp:attachment":[{"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/media?parent=22491"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/categories?post=22491"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/tags?post=22491"}],"curies":[{"name":"WP","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}