{"id":21894,"date":"2025-10-17T04:11:00","date_gmt":"2025-10-17T04:11:00","guid":{"rendered":"https:\/\/chicagodesavanja.us\/trump-ulaganje-u-decu-je-ulaganje-u-buducnost-amerike\/"},"modified":"2025-10-17T04:11:00","modified_gmt":"2025-10-17T04:11:00","slug":"trump-ulaganje-u-decu-je-ulaganje-u-buducnost-amerike","status":"publish","type":"post","link":"https:\/\/chicagodesavanja.us\/en\/vesti\/trump-ulaganje-u-decu-je-ulaganje-u-buducnost-amerike\/","title":{"rendered":"Trump uvodi stimulativni \u010dek za svaku novoro\u0111enu bebu: Po\u010detnih $1,000 mo\u017ee postati \u010dak $93,000"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Presidential administration <strong>Donalda J. Trumpa<\/strong> donela je jedan od najambicioznijih zakona njegovog drugog mandata \u2014 <strong>One Big Beautiful Bill Act (OBBBA)<\/strong>, poznat kao \u201e<strong>Big Beautiful Bill<\/strong>\u201c. Ovaj zakon, potpisan 4. jula 2025. godine u ba\u0161ti Bele ku\u0107e, spaja poreske reforme, radne podsticaje i revolucionarnu meru \u2013 <strong>stimulativne \u010dekove za novoro\u0111ene bebe<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Glavni cilj zakona je da podstakne ameri\u010dku ekonomiju kroz ohrabrivanje \u0161tednje i pove\u0107anje nataliteta. Trump je istakao da \u201eulaganje u decu zna\u010di ulaganje u budu\u0107nost Amerike\u201c, nagla\u0161avaju\u0107i da je ovo srce njegove platforme <strong>\u201cAmerica First 2.0\u201d<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u201cTrump Bucks\u201d \u2013 novi stimulativni \u010dek za decu<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Jedna od najzanimljivijih stavki zakona jeste uvo\u0111enje tzv. <strong>\u201cTrump Accounts\u201d<\/strong> \u2013 posebnih \u0161tednih fondova za svako dete ro\u0111eno u SAD izme\u0111u 2025. i 2028. godine. Po ro\u0111enju, savezna vlada upla\u0107uje <strong>$1,000<\/strong> na investicioni ra\u010dun koji vode finansijske institucije odobrene od strane <strong>IRS-a<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ovi ra\u010duni funkcioni\u0161u kao kombinacija <strong>529 plana<\/strong> (za obrazovanje) i <strong>Roth IRA<\/strong> (za penzionu \u0161tednju). Ulaganja su oslobo\u0111ena poreza sve dok se koriste za kvalifikovane svrhe, poput \u0161kolovanja, kupovine ku\u0107e ili penzionisanja.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Doprinosi i poreske olak\u0161ice<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Roditelji mogu godi\u0161nje upla\u0107ivati do <strong>$5,000<\/strong>, od \u010dega je <strong>$3,000<\/strong> odbitno od poreza. Novac se mo\u017ee podizati bez kazni kada dete napuni 18 godina, ili kasnije za dugoro\u010dne ciljeve. Program traje \u010detiri godine, a njegova obnova zavisi\u0107e od ekonomskog efekta i broja porodica koje u\u010destvuju.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Zakon se primenjuje na svu decu ro\u0111enu na teritoriji SAD, <strong>bez obzira na imigracioni status roditelja<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Ulaganje koje mo\u017ee narasti i do 90 puta<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Prema proceni <strong>Brookings Institution<\/strong>, porodica koja prose\u010dno upla\u0107uje $2,000 godi\u0161nje mo\u017ee do 18. ro\u0111endana deteta prikupiti <strong>preko $100,000<\/strong> \u2013 dovoljno za fakultet ili po\u010detni ulog za kupovinu ku\u0107e.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u010cak i bez dodatnih uplata, po\u010detni iznos od <strong>$1,000<\/strong> mo\u017ee znatno porasti zahvaljuju\u0107i slo\u017eenoj kamati. Ako ostane netaknut do 67. godine \u017eivota, mo\u017ee vredeti:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>$13,800<\/strong> uz godi\u0161nji prinos od 4%,<\/li>\n\n\n\n<li><strong>$26,000<\/strong> uz prinos od 5%,<\/li>\n\n\n\n<li><strong>$93,000<\/strong> uz prinos od 7%.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Politi\u010dki i demografski potez<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Zakon OBBBA sti\u017ee u trenutku kada stopa ra\u0111anja u SAD iznosi manje od <strong>1,6 deteta po \u017eeni<\/strong>, a prose\u010dni dug doma\u0107instva prema\u0161uje <strong>$100,000<\/strong>. Trumpov cilj je da preokrene ove trendove i u\u010dvrsti svoj imid\u017e predsednika koji \u201epla\u0107a roditeljima da grade budu\u0107nost Amerike\u201c.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:10px\">SOURCE: <a href=\"https:\/\/www.marca.com\/en\/lifestyle\/us-news\/personal-finance\/2025\/10\/15\/68efcf20268e3e271b8b459e.html\" target=\"_blank\" rel=\"noopener\">MARCA<\/a> PHOTO: PIXABAY<\/p>","protected":false},"excerpt":{"rendered":"<p>Administracija predsednika Donalda J. Trumpa donela je jedan od najambicioznijih zakona njegovog drugog mandata \u2014 One Big Beautiful Bill Act (OBBBA), poznat kao \u201eBig Beautiful Bill\u201c. Ovaj zakon, potpisan 4. jula 2025. godine u ba\u0161ti Bele ku\u0107e, spaja poreske reforme, radne podsticaje i revolucionarnu meru \u2013 stimulativne \u010dekove za novoro\u0111ene bebe. Glavni cilj zakona je [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":15342,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[368,369],"tags":[20174,681,20175,538,20176,6938,404,6923,8253,20177,20178,2788,8255,7262,20179,20180],"class_list":["post-21894","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-vesti-amerika","category-vesti","tag-america-first-2-0","tag-americka-ekonomija","tag-americka-porodica","tag-amerika","tag-big-beautiful-bill","tag-brookings-institution","tag-donald-trump","tag-obbba","tag-one-big-beautiful-bill-act","tag-podsticaj-za-radjanje","tag-stedni-fond-za-decu","tag-stimulativni-cek","tag-trump-accounts","tag-trump-administracija","tag-trump-bucks","tag-trump-stimulus-check"],"_links":{"self":[{"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/posts\/21894","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/comments?post=21894"}],"version-history":[{"count":0,"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/posts\/21894\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/media\/15342"}],"wp:attachment":[{"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/media?parent=21894"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/categories?post=21894"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/tags?post=21894"}],"curies":[{"name":"WP","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}