{"id":20175,"date":"2026-02-13T04:02:00","date_gmt":"2026-02-13T04:02:00","guid":{"rendered":"https:\/\/chicagodesavanja.us\/vodic-za-gradjane-koji-ne-mogu-da-plate-porez\/"},"modified":"2026-02-13T04:02:00","modified_gmt":"2026-02-13T04:02:00","slug":"vodic-za-gradjane-koji-ne-mogu-da-plate-porez","status":"publish","type":"post","link":"https:\/\/chicagodesavanja.us\/en\/vesti\/vodic-za-gradjane-koji-ne-mogu-da-plate-porez\/","title":{"rendered":"What to do if you cannot pay your tax in 2026?"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Dugovanje novca poreskoj upravi je \u010desta pojava, ali ignorisanje ra\u010duna koji ne mo\u017eete da priu\u0161tite mo\u017ee dovesti do ozbiljnih zakonskih posledica.&nbsp;<strong>Internal Revenue Service (IRS)<\/strong>&nbsp;nudi nekoliko zvani\u010dnih na\u010dina za upravljanje poreskim dugom, ali klju\u010d uspeha je rana komunikacija kako bi se izbegle visoke kazne i prinudna naplata.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Za\u0161to je pravovremeno pla\u0107anje presudno?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ako dugujete porez i ne izmirite ga do roka, kamate i kazne po\u010dinju da se obra\u010dunavaju istog trenutka. Kazna za nepla\u0107anje (failure-to-pay penalty) raste svakog meseca, a kamata se obra\u010dunava i na nepla\u0107eni porez i na samu kaznu sve dok se bilans ne nuli.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ukoliko ne preduzmete ni\u0161ta,&nbsp;<strong>IRS<\/strong>&nbsp;mo\u017ee podneti federalnu zalogu na va\u0161u imovinu (<strong>federal tax lien<\/strong>) ili pokrenuti zaplenu va\u0161ih bankovnih ra\u010duna i plata (<strong>levies<\/strong>).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>IRS planovi otplate na rate<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Jedan od naj\u010de\u0161\u0107ih na\u010dina upravljanja dugom je&nbsp;<strong>installment agreement<\/strong>&nbsp;\u2014 ugovor o pla\u0107anju na rate:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Kratkoro\u010dni planovi otplate:<\/strong>\u00a0Dostupni su ako mo\u017eete da isplatite dug u roku od 120 dana.<\/li>\n\n\n\n<li><strong>Dugoro\u010dni planovi otplate:<\/strong>\u00a0Omogu\u0107avaju otplatu tokom du\u017eeg perioda, a prijava se \u010desto mo\u017ee podneti online putem\u00a0IRS zvani\u010dnog sajta.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Offer in Compromise (OIC) \u2013 Nagodba sa poreskom upravom<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Offer in Compromise (OIC)<\/strong>&nbsp;omogu\u0107ava kvalifikovanim poreskim obveznicima da namire svoj dug za iznos manji od ukupnog duga. Ova opcija je rezervisana za situacije u kojima bi pla\u0107anje punog iznosa izazvalo te\u0161ke finansijske pote\u0161ko\u0107e.&nbsp;<strong>OIC<\/strong>&nbsp;aplikacija zahteva detaljno otkrivanje prihoda, tro\u0161kova i imovine pre nego \u0161to&nbsp;<strong>IRS<\/strong>&nbsp;odobri smanjenu nagodbu.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Status privremene nenaplativosti (CNC)<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ako se nalazite u ozbiljnoj finansijskoj krizi,&nbsp;<strong>IRS<\/strong>&nbsp;mo\u017ee klasifikovati va\u0161 nalog kao&nbsp;<strong>Currently Not Collectible (CNC)<\/strong>. Ovo privremeno zaustavlja prinudnu naplatu dok se va\u0161e finansije ne stabilizuju. Va\u017eno je napomenuti da ovo ne bri\u0161e dug, a kamate mogu nastaviti da rastu.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u0160ta mo\u017eete uraditi odmah?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Najva\u017eniji korak je da podnesete poresku prijavu na vreme, \u010dak i ako nemate ni $1 da uplatite u tom trenutku. Blagovremeno podno\u0161enje prijave spre\u010dava dodatne kazne za nepodno\u0161enje (<strong>failure-to-file penalty<\/strong>) i \u010duva va\u0161e pravo na planove otplate i programe olak\u0161ica.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Uplatite onoliko koliko mo\u017eete do samog roka i odmah kontaktirajte&nbsp;<strong>Internal Revenue Service<\/strong>&nbsp;kako biste zatra\u017eili pomo\u0107 prilago\u0111enu va\u0161oj situaciji.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:10px\">SOURCE:<a href=\"https:\/\/www.fox32chicago.com\/news\/what-happens-you-cant-afford-pay-your-taxes-2026-irs-options-explained-dc-md-va\" target=\"_blank\" rel=\"noopener\"> FOX32CHICAGO<\/a> PHOTO: PEXELS<\/p>","protected":false},"excerpt":{"rendered":"<p>Dugovanje novca poreskoj upravi je \u010desta pojava, ali ignorisanje ra\u010duna koji ne mo\u017eete da priu\u0161tite mo\u017ee dovesti do ozbiljnih zakonskih posledica.&nbsp;Internal Revenue Service (IRS)&nbsp;nudi nekoliko zvani\u010dnih na\u010dina za upravljanje poreskim dugom, ali klju\u010d uspeha je rana komunikacija kako bi se izbegle visoke kazne i prinudna naplata. Za\u0161to je pravovremeno pla\u0107anje presudno? Ako dugujete porez i [&hellip;]<\/p>\n","protected":false},"author":5118,"featured_media":13942,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"wpai_generated_summary":"","footnotes":""},"categories":[368,695,369],"tags":[538,11105,11106,2785,11107,1413,1414,11108,11109,11110,6344],"class_list":["post-20175","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-vesti-amerika","category-korisne-informacije","category-vesti","tag-amerika","tag-currently-not-collectible","tag-federal-tax-lien","tag-finansijska-pomoc","tag-installment-agreement","tag-internal-revenue-service","tag-irs","tag-offer-in-compromise","tag-placanje-poreza-na-rate","tag-poreski-dug","tag-porez-2026"],"_links":{"self":[{"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/posts\/20175","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/users\/5118"}],"replies":[{"embeddable":true,"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/comments?post=20175"}],"version-history":[{"count":0,"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/posts\/20175\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/media\/13942"}],"wp:attachment":[{"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/media?parent=20175"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/categories?post=20175"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/tags?post=20175"}],"curies":[{"name":"WP","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}