{"id":20078,"date":"2026-02-18T04:00:00","date_gmt":"2026-02-18T04:00:00","guid":{"rendered":"https:\/\/chicagodesavanja.us\/otpis-dugova-vredan-milijarde-evo-kako-je-illinois-izbrisao-medicinske-racune-i-sta-to-znaci-za-gradjane\/"},"modified":"2026-02-18T04:00:00","modified_gmt":"2026-02-18T04:00:00","slug":"otpis-dugova-vredan-milijarde-evo-kako-je-illinois-izbrisao-medicinske-racune-i-sta-to-znaci-za-gradjane","status":"publish","type":"post","link":"https:\/\/chicagodesavanja.us\/en\/vesti\/otpis-dugova-vredan-milijarde-evo-kako-je-illinois-izbrisao-medicinske-racune-i-sta-to-znaci-za-gradjane\/","title":{"rendered":"Otpis dugova vredan milijarde: Evo kako je Illinois izbrisao medicinske ra\u010dune i \u0161ta to zna\u010di za gra\u0111ane"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Vi\u0161e od $1.1 milijarde medicinskog duga otpisano je stanovnicima ameri\u010dke savezne dr\u017eave Ilinois zahvaljuju\u0107i posebnom programu pokrenutom pre manje od godinu i po dana. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Prema podacima administracije guvernera JB Pritzker-a, pomo\u0107 je dobilo vi\u0161e od 500.000 ljudi, a prose\u010dno rastere\u0107enje iznosilo je oko $1.200 po osobi.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Program funkcioni\u0161e u saradnji sa neprofitnom organizacijom Undue Medical Debt, koja otkupljuje pakete medicinskih dugova po znatno ni\u017eoj ceni, a zatim ih otpisuje gra\u0111anima. Na svaki dolar koji dr\u017eava ulo\u017ei bri\u0161e se vi\u0161e od $100 duga, \u0161to vlasti smatraju izuzetno efikasnim modelom pomo\u0107i.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Poseban program postoji i u Cook County-u, gde su stotine hiljada gra\u0111ana ve\u0107 dobile olak\u0161ice. Pravo na otpis uglavnom imaju doma\u0107instva sa prihodima do 400% federalne granice siroma\u0161tva ili oni \u010diji medicinski dug prelazi 5% godi\u0161njih prihoda.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Me\u0111u onima kojima je dug izbrisan je i Lori Lighthall, kojoj je nakon transplantacije jetre otpisano oko $2.300. Kako ka\u017ee, ra\u010duni su se stalno gomilali, pa joj je ova pomo\u0107 donela veliko olak\u0161anje.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ipak, stru\u010dnjaci poput ekonomiste Neale Mahoney sa Stanford Institute for Economic Policy Research upozoravaju da brisanje starog duga ne re\u0161ava uvek dugoro\u010dne finansijske i zdravstvene probleme, ve\u0107 je klju\u010dno spre\u010diti nastanak novih dugova.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">U me\u0111uvremenu, federalna politika ostaje neizvesna: pravilo Consumer Protection Financial Bureau o uklanjanju medicinskog duga iz kreditnih izve\u0161taja stopirano je nakon promene kursa administracije predsednika Donald Trump-a.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tema medicinskih dugova ostaje jedno od klju\u010dnih socijalnih pitanja u SAD, jer visoki tro\u0161kovi le\u010denja i dalje poga\u0111aju milione porodica.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:10px\">SOURCE: <a href=\"https:\/\/www.chicagotribune.com\/2026\/02\/17\/medical-debt-program-illinois\/\" target=\"_blank\" rel=\"noreferrer noopener\">CBS NEWS<\/a>, PHOTO: PIXABAY<\/p>","protected":false},"excerpt":{"rendered":"<p>Vi\u0161e od $1.1 milijarde medicinskog duga otpisano je stanovnicima ameri\u010dke savezne dr\u017eave Ilinois zahvaljuju\u0107i posebnom programu pokrenutom pre manje od godinu i po dana. Prema podacima administracije guvernera JB Pritzker-a, pomo\u0107 je dobilo vi\u0161e od 500.000 ljudi, a prose\u010dno rastere\u0107enje iznosilo je oko $1.200 po osobi. Program funkcioni\u0161e u saradnji sa neprofitnom organizacijom Undue Medical [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":17165,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"wpai_generated_summary":"","footnotes":""},"categories":[368,653,369],"tags":[10675,970,10676,10677,10678,10679,568,10189,10680,7754],"class_list":["post-20078","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-vesti-amerika","category-cikago","category-vesti","tag-dugovi-lecenja-amerika","tag-illinois","tag-jb-pritzker-program","tag-medicinski-dug","tag-medicinski-racuni-otpis","tag-otpis-dugova","tag-sad","tag-undue-medical-debt","tag-zdravstveni-troskovi-amerika","tag-zdravstveno-osiguranje-sad"],"_links":{"self":[{"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/posts\/20078","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/comments?post=20078"}],"version-history":[{"count":0,"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/posts\/20078\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/media\/17165"}],"wp:attachment":[{"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/media?parent=20078"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/categories?post=20078"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/chicagodesavanja.us\/en\/wp-json\/wp\/v2\/tags?post=20078"}],"curies":[{"name":"WP","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}